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Welcome to Wilkinson & Associates Real Estate, the GREATER WILMINGTON North Carolina real estate resource . Also serving WRIGHTSVILLE BEACH, CAROLINA BEACH, BALD HEAD ISLAND, CAMP LEJEUNE, CASTLE HAYNE, JACKSONVILLE, KURE BEACH and the surrounding areas.
Purchasing real estate is a great investment whether you are purchasing your first home, second home or are a seasoned investor. But it is only a great investment if it is well studied & negotiated (depending on the location, condition of the property, market conditions, how long it has been in the market, reason it is being sold and much more to be considered). Expert negotiating (38 years experience in Africa, europe & America) is used to get you the best deal ever, as long as you have not already spoken to the seller or the seller's agent and told them any information about you that can hurt our power of negotiating for you. If you did we can try to fix it. Knowing the psychology and techniques of negotiating a Real Estate deal is a gift that not everybody has. Call us to find out how much more you need to know before you start negotiating any real estate deal and how much money you will be saving negotiating it right.You are invited to visit this site often to view WILMINGTON homes for sale, read the standard home buying advice, get information about local schools, and the WILMINGTON community. Or call us to hold your hand from A to Z. wetter you are local or relocating we offer an exeptional service at an unbeatable price. Some of our agents even offer rebates as well.
Selling your home is an important decision. It is important that the sale of your home is handled with care and professionalism. But it is more important to know that you are getting the service you deserve for the lowest fees possible in the market. For more information about the selling process, please visit the home selling advice section. Or call us to hold your hand from A to Z. wetter you are local or out of town we offer an exeptional service at an unbeatable price. Some of our agents even offer discounts as well.
HOPE NOW is a private sector alliance of mortgage servicers, non-profits, counselors, and investors that have assisted many homeowners avoid foreclosure. They have developed a new program in conjunction with the U.S. Treasury, the Federal Housing Finance Authority, Fannie Mae, Freddie Mac and other mortgage loan servicers for “at-risk” homeowners.
The plan will go into effect on December 15, 2008.
The plan helps modify existing mortgages in an effort to keep homeowners in their home. The homeowner must be in arrears 90 days or more. The mortgages must be held by Freddie Mac, FNMA or other participating lenders/servicers.
How Does the Streamlined Modification Plan Work?
Upon obtaining homeowners detailed information, the plan will reduces the homeowner’s monthly payment to 38% of the borrower’s monthly income. The process could include all or some of the following to accomplish the reduction:
- Extend the term of the loan
- Interest rate reduction
- Principal forbearance
If the above procedures do not work, the plan offers alternative case by case review to determine what options are necessary to avoid foreclosure.
HOPE NOW
The HOPE NOW alliance has proven success this year in contacting distressed home owners to encourage them to work things out. They offer a toll-free hot line at NO COST to callers in need of advice. to learn more about HOPE NOW click this link http://hopenow.com/ or call us for help 910-799-3533
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